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A run-down of the home buying process, who is involved, and a few helpful tips you should know when looking for a new home.

Buying a home can be a long and nerve-racking process. With a few quick tips you can lower your stress and take some of the guesswork out of the process. Most homes go up for sale in the spring. Spring is a great time to start looking as there is more inventory. Speak to a mortgage broker to see how much you can afford. Finding a home you love is pointless if you can’t afford the mortgage. A mortgage broker will help you break down the monthly cost so you are not in over your head.

After you are pre-approved, you should research a good realtor for the neighborhood you are looking in which. Izabella at Bella Casa Real Estate will know the area and be able to point you in the right direction. Once you have an accepted offer you will need to inspect the home. This could be the most important part of the process. A thorough home inspector will guide you away from a money pit.

Once your loan is approved you will need a good insurance broker. A broker should send you some quotes to review and discuss the coverages with you. When you are confirmed to close, the insurance policy will be effective on the date you take ownership of your new home. Many insurance carriers will require a home inspection. They usually send an inspector to come view the home a few weeks after closing.

Buying a home is a scary process, if you select the correct professionals along the way they will help make the process easy and less intimidating. For any of your South Florida Real Estate need, contact Bella Casa Real Estate. For all your insurance need, contact Justin today.

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